There is an investment firm in Calgary called Mawer Investments and they are VERY good at what they do. The company's slogan is 'Be Boring. Make Money' and that resonates with me at my core! Having been through a fair share of market dips in my 11ish year career, I LOVE boring (and you should too!). If you want to invest with ...

Read More

As a financial advisor, I am compensated by charging my clients a percentage of their assets under management – the value of all of their accounts that I help manage. In most cases, you can save about 1% by not using me. There are dozens of investment options out there that are very VERY cheap! Email me at dave@lanternwealth.ca and I would ...

Read More

Life insurance is always more expensive tomorrow than it is today! You can buy your newborn an awesome policy that will change their financial stars forever for less than maxing out their RESP costs. There is no physical; applying is easy, and it is a GREAT way to divert grandparents’ spending (instead of new toys, clothes or candy at every visit). Whole ...

Read More

There is a correction in the market – even a recession – coming. I promise.⁣ ☝️ When, you ask? I have no clue and no one else does either – it’s all speculation, but that’s not the purpose of this note.⁣ Yes, you (and your portfolio) should be ready for the eventual recession, but more importantly – 𝐰𝐡𝐚𝐭 𝐚𝐫𝐞 𝐲𝐨𝐮 𝐝𝐨𝐢𝐧𝐠 𝐢𝐧 ...

Read More

Working with a (𝐠𝐨𝐨𝐝, 𝐡𝐨𝐧𝐞𝐬𝐭, 𝐫𝐞𝐚𝐥-𝐥𝐢𝐟𝐞) advisor won’t make you rich via hot stock tips or out-of-this-world returns. Investment selection is a small piece of what we do, but it is by no means where you get all of your value from. Let me explain: 𝐒𝐀𝐕𝐈𝐍𝐆: working with an advisor, you will save more than you would without. It’s a fact. #science 𝐏𝐑𝐎𝐉𝐄𝐂𝐓𝐈𝐎𝐍𝐒: ...

Read More

𝐃𝐢𝐬𝐜𝐥𝐚𝐢𝐦𝐞𝐫: 𝐈 𝐮𝐬𝐞 𝐭𝐡𝐞 𝐭𝐞𝐫𝐦 ‘𝐧𝐞𝐫𝐝’ 𝐫𝐞𝐬𝐩𝐞𝐜𝐭𝐟𝐮𝐥𝐥𝐲 𝐚𝐧𝐝 𝐞𝐧𝐝𝐞𝐚𝐫𝐢𝐧𝐠𝐥𝐲 𝐨𝐮𝐭 𝐨𝐟 𝐚𝐝𝐦𝐢𝐫𝐚𝐭𝐢𝐨𝐧. To hire a team of CFAs, MBAs, and even PhD’s to manage your hard-earned retirement dollars, you need to only pay as little as 1% per year. I believe this is the wisest investment my clients could ever make. How you ask? By using mutual funds! Mutual funds are no longer those crusty, ineffective, and out-of-date behemoths that the 90’s were plagued with. ...

Read More