We make Financial Planning approachable, effective, and fun (yes, I said fun).

In 100 words or less, how we calculate how much our clients need to retire!

calgary money advice investment returns retirement rrsp savings tfsa Aug 06, 2021
How we calculate how much our clients need to retire

First, we determine how much you spend; without knowing what your ideal quality of life now looks like, it’s impossible to predict the future.

Next, how many years until you retire? What will your life cost you at that point?

๐—›๐—ผ๐˜„ ๐—บ๐—ฎ๐—ป๐˜† ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€ ๐˜„๐—ถ๐—น๐—น ๐˜†๐—ผ๐˜‚ ๐—น๐—ถ๐˜ƒ๐—ฒ? No crystal balls here, but we usually use 95 as a 'target age' (life expectancy in Canada hovers around 83).

๐—›๐—ผ๐˜„ ๐—ฐ๐—ผ๐—บ๐—ณ๐—ผ๐—ฟ๐˜๐—ฎ๐—ฏ๐—น๐—ฒ ๐—ฎ๐—ฟ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐˜„๐—ถ๐˜๐—ต ๐—ฟ๐—ถ๐˜€๐—ธ?When projecting outwards 10,20, or 40 years there is little chance in having a consistent return on investment for that entire period, but we need somewhere to start.

Once you have those numbers you can start to make decisions on where to invest, how much to save monthly, etc.

Slide into our DMs if you would like to do your own projection with us. We are happy to do it with no commitment necessary to work together. For real - we are here to help and educate!

A simplified wealth plan with a down-to-earth approach and continuous service, so you can get back to your life.


Stay connected with news and updates!

Wealth planning is a dynamic and often-changing world. Make sure you don't miss the latest news and advice.

We hate SPAM. We will never sell your information, for any reason.