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What’s Funding Your Retirement? budget retirement retirement planning retirement savings Jun 01, 2024

If your family is anything like mine, you’re spending money at breakneck speeds. It is truly impressive how quickly a monthly pay cheque can be eaten up by gymnastics dues, swim lessons, and the occasional wing night.

I’ve never felt so rich and so poor simultaneously.

The benefit I...

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Financial Fitness for Freelancers budget critical illness coverage disability insurance employment insurance financial planning money management retirement retirement planning May 25, 2024

Hey there, freelancers and gig economy warriors! 

A topic that hits close to home for many of us these days: managing our finances in the wild world of freelancing and inconsistent income. Below we dive into some strategies for those whose income is as consistent as the Southern Alberta...

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Five reasons why you should pay for financial advice budget calgary money advice financial advice financial planning Sep 25, 2021

 

The top 5 reasons why paying an advisor roughly 1% per year is worth it:

1 𝙔𝙀π™ͺ 𝙬𝙀𝙣'𝙩 π™’π™–π™ π™š 𝙙π™ͺ𝙒𝙗 π™™π™šπ™˜π™žπ™¨π™žπ™€π™£π™¨. When your rec hockey buddy tells you he's mortgaging his house to buy a penny stock or a cryptocurrency that you don't even understand, someone will be there to talk you down or at...

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Paying for Insurance stinks! budget disability insurance financial planning insurance policy life insurance term insurance whole life insurance work insurance Aug 30, 2021

Name something else that you pay for just to hope and pray never to use it. Paying insurance premiums for anything stinks. Period.

But you know what stinks more?

Κα΄α΄œΚ€ α΄‹Ιͺα΄…κœ± ɴᴏᴛ ʙᴇΙͺΙ΄Ι’ α΄€Κ™ΚŸα΄‡ ᴛᴏ α΄˜α΄€Κ κœ°α΄Κ€ α΄„α΄ΚŸΚŸα΄‡Ι’α΄‡ Ιͺꜰ ʏᴏᴜ ᴀʀᴇ ɒᴏɴᴇ.

Κα΄α΄œΚ€ κœ°α΄€α΄Ιͺʟʏ Κœα΄€α΄ ΙͺΙ΄Ι’ ᴛᴏ ᴍᴏᴠᴇ ᴏʀ ᴅᴏᴑɴ ꜱΙͺᴒᴇ Κ™α΄‡α΄„α΄€α΄œκœ±α΄‡ α΄›Κœα΄‡Κ α΄„α΄€Ι΄’α΄›...

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In 100 words or less, how much life insurance do you need? budget life insurance life insurance policy term insurance Aug 17, 2021

π™π™π™š π™—π™–π™§π™š π™’π™žπ™£π™žπ™’π™ͺ𝙒: enough to cover all of your current debts if you were to die.

π™π™π™š 𝙒𝙖𝙭: all of your debts plus 7 to 10 times your gross salary. This money would create an income stream for your family to replace your paycheck.

π™π™π™š π™§π™žπ™œπ™π™© π™–π™£π™¨π™¬π™šπ™§: somewhere between those two that fit your...

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