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You don't need to pay an advisor to help you invest if:
๐ฆ YOU ARE WICKED SMART! 3 people in my life come to mind, I donโt bother considering them โprospectsโ because they're 10x smarter than I am. I go to them with my questions about the market! Ha!
๐ฆ YOU ARE A PASSIVE INVESTOR! If you think puttin...
Name something else that you pay for just to hope and pray never to use it. Paying insurance premiums for anything stinks. Period.
Bฬพuฬพtฬพ ฬพyฬพoฬพuฬพ ฬพkฬพnฬพoฬพwฬพ ฬพwฬพhฬพaฬพtฬพ ฬพsฬพtฬพiฬพnฬพkฬพsฬพ ฬพmฬพoฬพrฬพeฬพ?
โสแดแดส แดษชแด ๊ฑ ษดแดแด สแดษชษดษข แดสสแด แดแด แดแดส ๊ฐแดส แดแดสสแดษขแด ษช๊ฐ สแดแด แดสแด ษขแดษดแด.
โสแดแดส ๊ฐแดแดษชสส สแดแด ษชษดษข แดแด แดแดแด แด แดส แด แด...
Every single mutual fund that I like, that my clients are invested in, that my familyโs money is invested in is boring. สแดสสสสสสษชษดษข! I love boring, it gets me up in the morning. Let me explainโฆ๐
โช๏ธ๐ฟ๐๐๐๐๐ ๐๐๐'๐ ๐๐๐๐๐: Donโt chase your crush, fastballs high in the zone, or ridiculously tempting ...
(๐๐ป๐๐๐ถ๐บ๐ฒ ๐๐ฒ ๐ฐ๐ฎ๐ป ๐ถ๐ป๐ฐ๐ผ๐ฟ๐ฝ๐ผ๐ฟ๐ฎ๐๐ฒ ๐ฎ ๐๐ฟ๐ฎ๐ธ๐ฒ ๐น๐๐ฟ๐ถ๐ฐ, ๐๐ฒ ๐ฑ๐ผ!)
Regardless of your age, your financial future is (reasonably) predictable. Your net worth is your financial scorecard. Having a high net worth does not make you a better person, nor necessarily does it mean you are happier, but it is a good 'c...
Golf is a Season. RRSP is not. And a wonderful season it is! I love golf nearly as much as I do the Lakers and my family, but I digress...
RRSP season is not a 'thing', or at least it shouldn't be. Here's why โคต๏ธ
I recommend investing monthly or bi-weekly โ whatever matches how you get paid...
I met Michelle on the internet, I can honestly say my first and only virtual friend!
She is a former CFO and current money coach. I messaged her randomly when I stumbled on one of her brilliant posts and the rest is history.
Her goal is simple, โto shrink the wealth gap between women and menโ, andย I'm...
First and foremost, how cute is Quinn?! She was just about two in this photo and it is one of my all-time favourites.
She's cute. I love her to death. But she does not need $100,000 to go to school with! Hot takes on RESP savings below...
RESPs are great โ taking free money from the govern...
๐๐๐ ๐๐๐ง๐ ๐ข๐๐ฃ๐๐ข๐ช๐ข: enough to cover all of your current debts if you were to die.
๐๐๐ ๐ข๐๐ญ: all of your debts plus 7 to 10 times your gross salary. This money would create an income stream for your family to replace your paycheck.
๐๐๐ ๐ง๐๐๐๐ฉ ๐๐ฃ๐จ๐ฌ๐๐ง: somewhere between those two that fit your bu...
๐๐๐ ๐๐ค๐ค๐ ๐ ๐๐๐๐ฃ'๐ฉ ๐ ๐ฃ๐ค๐ฌ ๐ฉ๐๐๐ฉ ๐ ๐ฃ๐๐๐๐๐ ๐ง๐๐๐๐ฉ ๐ฃ๐ค๐ฌ!!ย
Scott OโNeil is the president of the company that owns and runs the Philadelphia 76ers. He is also the brother of a friend of mine.
I bought the book on the premise that it was quasi supporting a friend and I thought there might be some good N...
Yes! Totally.
๐ฒ If you are buying a simple term policy and you have someone at your bank that you enjoy talking to (and trust), do it! Bank insurance is better than no insurance - do it. Now.
๐ฒ Be weary of whole life/permanent policies that feel 'salesy' from your friends or network (you k...
Work coverage is great because it is cheap, you don't have to qualify for it - an absolute no-brainer. However, the average policy in a group plan is two times salary earnings (usually not including commissions or bonuses). If you make $100,000 a year, that is only $200,000 in life insurance.
...
Here's the skinny, most people do not need expensive permanent life insurance, cheap term insurance will do just fine.
If you are buying life insurance to cover your debts or replace your income, you only need term. Term insurance is ten times (or more) cheaper than a permanent life insurance ...
